Yes, we operate as a broker service on behalf of our lenders, we are a broker and not a lender and as such we are not tied in to offer specific products, we can see what is most suitable for you based on your credit status and provide the best rate of fine in line with your financial status.
You can choose your car from any reputable dealer, we will arrange payment directly to the dealer, it's in our interest that you only deal with reputable dealers, more information upon request.
Generally, the finance lenders like the customer to put at least 10% deposit towards a purchase but in many instances they will accept less and we have recently completed many zero deposit finance deals.
The interest on your vehicle will be dependant on several factors of which the amount and term are the key elements in the amount of interest to be paid, by treating customers fairly we ensure that the interest on your loan is the lowest available based on your individual credit status.
We can discuss settling your finance early and putting you into another vehicle at any time during the contract, it may depend on how far you are within your current agreement but it is alwys worth a discussion.
We can accept applicants from 18 years old but in certain circumstances a guarantor may be required if you have only been employed for a short length of time or have only recently entered the country, there are many circumstances that a guarantor may be required so please ask for details if you require further information.
There are circumstances that we can accept joint applications, please ask for details.
Your vehicle will need to be kept insured at all times.
We currently finance Vans and Cars but we can also consider Motorbikes.